Articles

In-depth guides on credit, debt, and building a stronger financial future.

Gym Membership vs. Credit Card Debt: How to Have the Money Talk

You want the nicer gym. Your husband is looking at the credit card balance. Here's how I coach couples through this exact standoff — with real numbers instead of a fight.

Starting a Business With Credit Cards and a $30,000 Loan

A Brooklyn café built on credit cards and a $30,000 loan raises a question I hear constantly: is financing a dream with plastic worth it? Here's how to do it with your eyes open.

Can Deinfluencing Help You Spend Less (and Protect Your Credit)?

Deinfluencing is the trend where creators tell you what not to buy. Here's how I help clients turn that idea into real dollars saved, lower credit card balances, and a stronger credit score.

Rising Treasury Yields: What They Mean for Your Credit

The 30-year Treasury yield is hovering near 5.32% — its highest level since 2002 — as oil prices climb and U.S.-Iran tensions stoke inflation fears. Here's how a higher-rate world reaches your credit card statement, and the specific moves I give clients right now.

Nearly 80% of Young Adults Sour on the Economy — Now What?

A new national poll shows almost half of 18- to 34-year-olds view democratic socialism positively and nearly 80% see the U.S. economy negatively. Here's what that mood tells us — and the part of the economy you can actually control.

Data Breaches Are Surging in 2026 — Protect Your Credit Now

Breach notification letters have already passed last year's total, and AI-assisted attacks plus insider leaks are making it worse. Here's the exact playbook I give clients to lock down their credit before someone else uses their name.

Job Hunting in a Low-Hire, Low-Fire Market: Protect Your Credit

Hiring has slowed, fewer people are quitting, and job searches are stretching out — even without a wave of layoffs. Here's how to protect your credit score while you wait for the right offer.

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