Services

Wherever you are in your credit journey, there's a clear next step.

Credit History Repair

“Every error on your credit report is a battle worth fighting — and I fight it for you.”

Your credit report may contain inaccuracies you don't even know about. I review all three bureaus (Experian, Equifax, TransUnion) and pursue every disputable item until your credit history reflects what you truly deserve.

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Credit Score Improvement

“Your credit score doesn't define you — but we'll make it work for you.”

A low credit score is a temporary setback, not a permanent sentence. By analyzing every factor impacting your score, I build a personalized, science-backed roadmap to take you from where you are to where you want to be. Most clients see meaningful movement within 2–4 weeks.

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Debt Reduction & Forgiveness

“You worked hard for your money. Let me fight for it back.”

Overwhelming personal and business credit card debt and unsecured loans don't have to define your future. I negotiate directly with creditors to work toward reducing — and in many cases forgiving — up to 40–65% of the principal and interest on your debt, while the remaining balance is repaid on a plan you can manage.

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Credit Building & Rebuilding

“A blank credit history is a blank page — let's write the best story on it.”

Whether you're new to the U.S. with no credit history, or recovering from a financial crisis, I design a clear, step-by-step plan to build a strong credit history that opens every door you need.

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Personal Credit Education & Coaching

“Knowledge is the best credit tool you'll ever have.”

Credit education isn't just about fixing today's problem — it's about empowering you for life. Through one-on-one coaching sessions and educational content, I share everything you need to understand and master the U.S. credit system. This service is designed for building a strong credit history and score in as little as 2–4 weeks — ideal if you're preparing for a mortgage, business loan, auto loan, or a large line of credit and need a strong history and excellent score to qualify for the best rates.

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Life Insurance

“Build your credit. Protect your legacy.”

Financial freedom isn't just about today. The right life insurance policy is the final layer of financial security every family needs — and can build savings and wealth for the years ahead. I find the best option tailored to your situation, goals, and budget.

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