Sadaf Omidy

Personal Credit Coach & Financial Educator

Your credit isn't a number.It's your story.Let's rewrite it.

A home. A car. A business of your own. A loan when you need one. It all starts with credit — and I'll help you build and improve yours.

  • 10+ Years Experience
  • M.S. Finance · MBA
  • CA Life Insurance License
Sadaf Omidy

Results to Date

Clients Guided
5,000+Clients Guided
Average FICO Score Increase
50–150 PointsAverage FICO Score Increase
Advanced Credit Therapy Founded
Since 2017Advanced Credit Therapy Founded

Results vary based on each individual's financial situation and are not guaranteed.

100% Bilingual Coaching

Complete Support in English & Persian (فارسی)

Wherever you're starting from, you deserve to build your financial future in the language you're most comfortable in — every consultation, every explanation, every step, fully available in Farsi or English.

I provide expert, personalized credit repair, credit score improvement, debt reduction, credit building, and life insurance — with integrity and transparency — empowering you to achieve lasting financial freedom.

Why Sadaf Omidy

Not a call center — a licensed advisor who personally resolves the errors and negative items on your credit report, while keeping you informed about how the credit system really works and what's happening in the financial world.
Sadaf OmidyCEO & Co-Founder, Advanced Credit Therapy

What I Stand For

  • Integrity

    Full transparency in pricing and process. I deliver on every promise I make — no hidden fees, no surprises.

  • Empowerment

    I educate clients to understand the U.S. credit system so they can make independent, confident financial decisions.

  • Compassion

    Every client is a person, not a file number. I serve with respect, empathy, and zero judgment — always.

  • Excellence

    10+ years in credit and finance. M.S. Finance · MBA · CA Life Insurance License. Results you can measure.

  • Accessibility

    Open to all U.S. residents — any income level, any background, any immigration status. Everyone deserves a fair shot.

  • Education

    Through YouTube, Instagram, LinkedIn, and TikTok — in both English and Farsi — I bring credit and personal finance education to the community.

Who I Help

Real starting points, real roadmaps — see where you might fit.

Maria

The New Arrival

I've lived in the U.S. for years but still don't understand how credit works. Every time I apply for a credit card I get rejected.

Having no credit history means you have a blank page — and we're going to write the best story on it.

James

The Rebuilder

After my divorce, all the credit card debt ended up in my name. My credit score crashed and now I can't even rent a basic apartment.

A financial crisis doesn't define you — it's just one chapter of your story. I'll help you start the next chapter stronger.

Sofia

The Small Business Owner

After COVID, my business credit card debt piled up. I want to get a loan to expand but my business credit score isn't good enough.

Your business deserves to grow — and I'll help your business credit make that growth possible.

Google Business Profile review

What Clients Say About Me

To be honest, I can't express how satisfied I am with their service. Unfortunately, I had fallen far behind on my credit cards, but Ms. Omidi helped me tremendously in getting everything settled. I recently finished paying off all of my debt, and now they're helping me to build my credit again.

The entire process for me took one year, but every time I called, I received outstanding customer service and a very quick response. Throughout this journey, Jacob and Katie were also incredibly helpful and supportive.

I'm truly grateful that I found this team. I highly recommend them to anyone looking for honest, professional, and reliable credit assistance.

— Mary A., Google Business Profile review

Ready to Take Control of Your Credit?

Stop guessing about your credit report. Book a free consultation and let's build your personalized roadmap today.

Have Questions? Speak Directly with Sadaf

818-232-7111
100% Free & No ObligationWon't Affect Your Credit ScoreNo Credit Card Required

Monday–Friday · 9:30 AM–6:00 PM PST